Recently, these loans have gained a supernatural host, because as we see, the crisis poses uncertainties, pessimistic consciousness and problems in markets like the average Spanish family. There are many types of loans available to address the barriers of family costs later this month. Third bodies contrary to the banking and financial professionals and lenders with different choices we make offerings credits. The advantages we have managed to see are:
When we require one we go to a bank. Needless to say we should not appear in the list of individuals who carry debts that have not yet paid or could not afford. For these entities, we will not consider this requirement.
Credit Card Bonus
You will receive faster than on a bench and needless to argue for what or who could be that requested well.
It could be happening if you are in doubt when helping a family member or close, which is passing through small rate debt problems or because you are fired or seeking employment. Perhaps whether sufficient grounds for family loans, but we have to consider enough before taking the first step: lending money. And I do not mean to be selfish or saver, what happens is that according to recent surveys, over 40% of the individuals who provided the raw family then did not receive it completely, and 27% are still pending see some currency even. For all this, in Economiteca we recommend:
Reread reservations: Check that credit will not hurt our pension. Study our income to see if we organize optimal revenue if we returned. If you are already guaranteeing property to their children, added to their brothers or sisters; as well as a huge loan could reduce funds willing to others.
Investigate the borrower: We should ask this person, a range of credit for intuirnos as have handled other receivables (see eg overdue payments). Another thing to ask is the compensation plan debt, which we will be more comfortable to see if the borrower is available to that agreement. Do not forget a copy of this plan contract should there be a loan for a trade.
Not approve a loan for mere guilt: This is very serious, we must take it as objectively. What I usually do some families reduce payments of interest on personal loans. The problem lies here is that if the reduced considerably, could mislead money. So to begin, declare and pay a small base costs in interest and payments. Therefore, we will mark the dates of payment with this credit note, with the operative end, the properties that we share with the lender. For example, if we're helping a friend with a debt, maybe it would not hurt to agree on how to spend their property until the time of disbursement.
Everything is written: Great resource have all prosecutors and personal points on paper. This will give the treatment, the meaning of a business deal. We can choose for sticking to a third party with the idea to organize personal credit for us, it can even be downloaded from the Internet a document in order to repay appears where rates, payment dates and amount. On completion, this will eliminate any appearance of conflicts between friends or close. If you apply for credit over time puts us in a state of economic weakness, we think of consulting banking professionals
0 komentar