The moment you start the questions, did not know what we were talking about economic level. When I became interested in their careers and income, I was face circumstances and was stunned for a few seconds. The first thing that came to mind is: "Dude, are you crazy?"
Now that I think of cold, yes, they are crazy. We are talking about young people under 30 who have an income and live at home with their parents, do not pay rent or mortgage, and have money left to spend (or good, that's your point of view). Is it reasonable to buy a car like this? Have they can afford?
Buying a car is only the first step on a long road full of difficulties and expenses. I wish it were as simple as paying for the car and from there just worry about washing it occasionally and checking fuel tank when jumping the reservation. In the real world, that only happens in the lease or rent.
Afford a car does not mean you can just buy it, either blow briefcase airline or a bank / family loan. Afford a car also means you can keep it, and at the slightest difficulty, he will not have to stay months without being able to use and stopped using the bus.
Worst car after traffic accidents or pollution, is the economic drain of, we are not to the idea of how extremely expensive it is to have a particular car in the front door, and always available to the we want, when we want and not answer to anyone.
When a high-end car is purchased, the least you can do is insure against all risks, or at least against theft, and sleep in garage. I do not understand how people who have an expensive car so peacefully asleep in the car on the street without adequate protection in case of theft.
For starters, if you steal the car, and it's natural to not see him again, you've wasted so much money that it's going to hurt more than the theft itself. No one will take away "bailao" but our investment will be sunk like the Titanic. What have less than adequate compensation for such loss.
Then a car so needs proper maintenance. Having a car for 60,000 euros, to give, with smoothed wheel supermarket oil (car) through the reviews on a generic store, with a molten light or malfunction of which may make the car move is sadder than the beginning of Bambi.
For five years I have been catching press car week in, week too, and I have not had a car in property. I had never paid insurance, wheels, reviews, breakdowns, road tax ... nothing. If they needed fuel I have driven them, and when they were dirty and were required photos washed them.
When I finally took the leap and bought a used car for 5,000 euros a new world opened up for me, and especially unpleasant. At least now I get to get over the nerves every time I have to fill up a full tank. I lacked awareness of how brutally expensive this is, what I will tell you some ...
Between reviews, damages, taxes, fees of agency, insurance, refueling, pieces of scrap tires, parking ... today I have spent almost the same as my car cost (> $ 3,000), and I I bought it in February! Eye, and have sought to minimize costs within certain limits, but this is a constant drain.
Not to be a spoilsport, but you have to land in the real world. A car is like a child, you need a number of features, and sometimes get very high, incidentals and they send us to hell accounting. Having a Car is a really expensive treat.
He who would only pay a fee, petrol and washed, renting a look. The fee is quite high, sure, do it the old (compared to a new car) is not much cheaper. For example, a lease of a Volkswagen Touareg 3.0 V6 TDI, 48 months and 80,000 miles ...
Out for the modest fee of more than 1,000 euros per month, with an initial contribution of almost 4,750 euros. After 48 months, we will have spent, not including diesel, almost 60,000 euros. The new car, as it leaves the dealer, worth nearly that much, but it would be ours! Still be missing all expenses for 48 months.
Put yourself in the other case, the second hand. More than one will tell me that the first paragraph is cochazos reasonable buy for a lower value than new, then it is possible to maintain them. Well, now it will be possible to buy them in some cases, making a considerable saving or lending effort.
However, maintaining such a car involves other investment characteristics: high performance tires (second marks as not), spare parts, insurance, revisions in the official house (I do not recommend these workshops to neighborhood cars), some other painful repair, etc.
They can be found without much difficulty BMW M5 2000 for 10,000 euros, less than the cost of a SEAT Ibiza. Tempting yes it is ... Another thing is to be realistic, be aware of what they can give him our money, and all the expenses that we will lead, gasoline will be "the least".
And well, why not mention that if we are going to stop, go wrong, even though we live with our parents. Or why not say it, both live a day without saving for contingencies, retirement, future children, parental divestiture, university degree or trips to Punta Cana ... is bread for today and hunger for tomorrow.
Everyone makes their money what they want, then I do not intend to interfere, but do not recommend anyone to live day to day, so let's leave it to professionals like John Rambo.
Think a little bit in the future, there are bad times and good times. Most likely the car you really want to escape our means.
Everyday we see in cars Motorpasión can never have, for some it is a BMW 5 Series and other is a Chevrolet Corvette, that depends. If you have a dream, pursue it, but use your head, do you can afford that car or you can afford to buy, wash and refuel?
0 komentar