Credit line for your everyday
The credit line for your daily provides financing to small front contingencies. Light Card. This card offers a great payment flexibility with which to deal with unexpected expenses. The Light Card has no issue fee, Direct Money available without charge, provides an additional card without issuance fee and annual renewal fee has an extended warranty for an additional year for products purchased with her and offers protected purchase insurance against theft or breakage (up to 600 €). It also offers 0% APR for the first 3 months to hire her finance purchases before September 30.
Payment flexibility. Banco Santander offers the possibility to choose when and how payment is made each month, regardless of the mode chosen card. These modes are:
Direct money you can have the money in the account if needed
Easy payment with which you can make payments of purchases in installments.
After payment you can defer payment the following month of purchase.
Advance Payroll. Banco Santander offers a foretaste of the payroll for a maximum of € 9,000 repayable over a maximum period of eight months.
Loan income tax. Banco Santander provides an amount of up to € 30,000 repayable over a maximum period of 10 months for payment of income tax.
Credit line for your dreams and projects
The credit for your dreams and projects provides financing for their customers to carry out their most ambitious like buying a car or study wishes.
Auto Loan. This loan is for the purchase of new vehicles or less than 12 months old. The interest rate is 7.70% (8.62% APR) provided that the following conditions are met: payroll debit, debit three quarterly receipts and perform three quarterly uses the card. The maximum amount is 90,000 € and the minimum is 6,000 €. The deadline is 8 years.
Studies. Banco Santander offers three different loans to finance college and deal with any costs involved.
Total loan Carrera. This loan is used to pay tuition, purchase of equipment and expenses. The interest rate is Euribor + 3.50% (4.723% APR). The period can vary from 2-8 years. The minimum amount is € 600 and the maximum is € 56,000 or € 14,000 per year career.
Graduate Loan also used to pay tuition, purchase of equipment and living expenses for graduate students. The interest rate is Euribor + 3.50% (4.723% APR). The period can vary from 2-8 years. The minimum amount is € 600 and the maximum is € 28,000 or € 14,000 per year to graduate.
Loan consumption. This loan is intended to address technology needs, mobility and everyday. . The interest rate is Euribor + 3.50% (4.723% APR). The period can vary from 2-8 years. The minimum amount is € 1,000 and the maximum is € 30,000 or € 14,000 per year career.
Other projects. This loan is intended to finance any project. The maximum amount is 60,000 € and the maximum is 8 years.
Credit line for your big dream
The credit for your big dream is to finance the purchase of a home or building.
Buy first or second home. This loan has an interest rate during the first year of 2.85% and the rest Euribor + 1.89% (2.932% APR) whenever the salary or pension is domiciled in an amount exceeding 2,000 € / month, domiciled three receipts per quarter, 3 quarterly card applications are made and home insurance is contracted (free for the first year). For first home, financing is 80% at 30 years and for second homes is 70% at 25 years.
Build a house. This loan provides financing up to 80% of the appraised value, with lack of up to 18 months.
Acquire a local. This loan provides financing to buy a shop where you can develop your business.
Banco Santander has not been the only bank to launch campaigns that offer attractive financing products for users. Recently I watched as Bankinter lowered the interest rate on your mortgage No Mas or EVO Bank offered a personal loan with an interest rate well below the average offered by other banks.
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